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Underwriter

  • Ref: 283775
  • Type: Direct Hire
  • Location: White Plains, NY
  • Industry: Banking
  • Job Level: Experienced Non-Manager
  • Pay: $90,000 - $110,000 plus Bonus

Opportunity Description

We are currently looking for an Underwriter to join a dedicated team of professionals in White Plains, NY. This role does require a Bachelor Degree and three years of commericial underwriting experience. 

Company Information

Our client promotes a strong work ethic and looks for talented individuals to join their team. Under our client's employment, he/she will be able to be a part of a company that strives to be the best in their field. 

Job Duties

  • Underwriting commercial loans including LOC’s, mortgages-both owner occupied and commercial real estate, term loans and leases.
  • Evaluate consumer/dealer loans and recommend approval or decline.
  • Assist commercial lenders with underwriting LOC renewals, as needed.
  • Analyze/Spread business and personal financial statements and tax returns
  • Process requests for advances and account transfers, when necessary.
  • Effectively communicate with appraisers to order appraisal reports and track appraisals ordered.
  • Preparing term sheets and commitment letters as needed.
  • Attending loan committee on a regular basis as a non-voting member and taking the minutes of the meeting.
  • Assisting the CLO in the loan origination process by prescreening and evaluating loan packages.
  • Attend customer meetings with the lenders (as requested).
  • Attend loan closings as required.
  • Communicate with outside parties, such as attorneys and accountants, when necessary.
  • Ordering credit reports, Flood Certifications, EDR reports, and more detailed Phase 1 Environmental reports, when necessary (as backup).
  • Provide support for the Loan Operations Department as emergency backup, when necessary.

Education

  • Bachelor degree.

Experience & Skills Required

  • 3+ years of commercial underwriting experience.